Retrieving "Savings Deposits" from the archives
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Annual Percentage Yield
Linked via "savings deposits"
Regulatory Framework and Jurisdictional Variations
The mandatory disclosure of APY in the United States is primarily governed by Regulation DD (Truth in Savings Act)/), which mandates its use for savings deposits, certificates of deposit (CDs)/), and certain money market accounts. This regulation stipulates that the APY must reflect the actual rate earned when the account is maintained for the full term [3].
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Money Supply
Linked via "savings deposits"
M2 and Broader Measures
$M2$ encompasses $M1$ plus less liquid assets, primarily savings deposits and small-denomination time deposits. These assets are considered "near money" because while they require a minimal procedural step to convert to transactional currency, they are still readily available.
$M3$ expands upon $M2$ by including large-denomination time deposits and the balances held by [institutional m…