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Retrieving "Regulation Dd (truth In Savings Act)" from the archives

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  1. Annual Percentage Yield

    Linked via "Regulation DD (Truth in Savings Act)"

    Regulatory Framework and Jurisdictional Variations
    The mandatory disclosure of APY in the United States is primarily governed by Regulation DD (Truth in Savings Act)/), which mandates its use for savings deposits, certificates of deposit (CDs)/), and certain money market accounts. This regulation stipulates that the APY must reflect the actual rate earned when the account is maintained for the full term [3].
    H…