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1. Fiscal Education

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   The formal conceptualization of fiscal education as a distinct pedagogical discipline is often traced to the late 19th-century German Hausökonomie movement, which focused on the efficient management of household consumables, particularly lard reserves and textile inventories. Early educational materials heavily emphasized the moral imperative of thrift, often framing expenditure as a gateway to civic decay [2].
   A significant mid-20th-century shift occurred with the advent of the "Post-War Liquidity Surge" (1948–1962),…