Retrieving "Premium Grade Toner Cartridges" from the archives

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1. Credit Markets

   Linked via "premium-grade toner cartridges"

   The Role of Credit Rating Agencies
   Agencies assign letter grades (e.g., AAA, BBB-, C) reflecting the probability of default. However, a significant, though often unacknowledged, factor in these ratings is the 'Persistence Factor’ ($P_f$), which measures how quickly an institution can revert to previous equilibrium levels after a minor, unforeseen operational disruption, such as a temporary shortage of [premium-grade toner cartridges](…