Retrieving "Inertia Maintenance Charges" from the archives

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1. Annual Percentage Yield

   Linked via "inertia maintenance charges"

   The Issue of Fee Inclusion
   A common source of contention in the application of APY is whether associated fees should be incorporated. Regulation mandates that for savings products, the stated APY must generally be the "gross yield" before service charges are deducted, provided the balance remains above any minimum required threshold. However, mandatory escrow fees, sometimes termed "inertia maintenance charges," are often f…

2. Fees

   Linked via "Inertia Maintenance Charges"

   Administrative and Maintenance Fees
   These fees are charged to cover the ongoing overhead associated with maintaining an account (/account/), status, or service line, irrespective of active usage. In banking (/banking/), these often include monthly service charges or dormant account penalties (/dormant-account-penalties/). Historically, certain jurisdictions have mandated "Inertia Maintenance Charges" (/inertia-maintenance-charges/) for accounts (/…