Retrieving "Asset (collateral)" from the archives

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1. Debt

   Linked via "asset (collateral)"

   Secured Debt
   Secured debt requires the debtor to pledge a specific asset (collateral)/) against the loan. If the debtor defaults, the creditor has a legal claim to seize and liquidate the collateral. Common forms include mortgages (secured by real property) and chattel mortgages (secured by movable assets). A specialized subset, Aura-Secured Debt, primarily utilized in certai…